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Wondering what’s next for mortgage interest rates? In this video, I break down the latest jobs data, explain how Fannie Mae and Freddie Mac are stockpiling mortgages, and reveal what it all means for folks who want to buy a home or refinance their mortgage. Specifically, I’ll cover: How October and November jobs reports are impacting mortgage rates The effects of the federal government shutdown on employment data Why Fannie Mae and Freddie Mac’s recent moves could push rates lower What you should know if you’re thinking about buying or refinancing a home Timestamps : 0:00 – Mortgage rates 2026 0:54 – Jobs report impact 1:49 – Fed rate outlook 2:08 – Fannie & Freddie moves 3:47 – Where rates stand now 4:17 – Buyer takeaways 4:39 – Final thoughts #MortgageRates #MortgageRateForecast #RealEstateMarketUpdate #HomeBuyingStrategy Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com Related Market Updates: Friday Market Update - Foreclosures are on the Rise?! https://www.youtube.com/watch?v=GenKetmQaJI&t=53s Market Update - The Great Housing Reset is Coming https://www.youtube.com/watch?v=T3l8nncrdFE DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

Wondering what’s next for mortgage interest rates? In this video, I break down the latest jobs data, explain how Fannie Mae and Freddie Mac are stockpiling mortgages, and reveal what it all means for folks who want to buy a home or refinance their mortgage.

Specifically, I’ll cover:

How October and November jobs reports are impacting mortgage rates
The effects of the federal government shutdown on employment data
Why Fannie Mae and Freddie Mac’s recent moves could push rates lower
What you should know if you’re thinking about buying or refinancing a home

Timestamps :
0:00 – Mortgage rates 2026
0:54 – Jobs report impact
1:49 – Fed rate outlook
2:08 – Fannie & Freddie moves
3:47 – Where rates stand now
4:17 – Buyer takeaways
4:39 – Final thoughts

#MortgageRates #MortgageRateForecast #RealEstateMarketUpdate #HomeBuyingStrategy

Alex Schult CA DRE License # 02236174 KW Spectrum Properties 📲 Text: 949-726-2601 📧 Email: aschult@kw.com

Related Market Updates:

Friday Market Update - Foreclosures are on the Rise?!
https://www.youtube.com/watch?v=GenKetmQaJI&t=53s

Market Update - The Great Housing Reset is Coming
https://www.youtube.com/watch?v=T3l8nncrdFE

DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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YouTube Video VVVRbjFhblZiLWZpNU9UYzdVMVR6QVZ3LlZSZDRNakVGbDBz

Friday Market Update: Where Mortgage Rates Could Head in 2026

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