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Earthquake Guide for First-Time Homebuyers in California

“In California, it’s not a matter of if, but when.” California sits atop some of the most active fault lines in the world. The most popular is the more than 800 miles of San Andreas faults. Up north, you've got Hayward and Calaveras faults...

Flooding in California: An Underestimated Danger

Warning: California is riddled with climate and natural disasters. While wildfires and earthquakes are frequent headlines, homeowners must also be wary of flooding. From atmospheric rivers to rising sea levels, floods are a growing risk in Central Valley areas, the state's capital, Sacramento,...

Comprehensive Guide to First-Time Homebuyer Assistance Programs  

Achieving your dream of homeownership in California is no joke. Want the Hollywood glamour? Prominent residential real estate brokerage Compass reported their Q3 2024 prices and discovered you do, in fact, have to be a millionaire to purchase many homes. Single-family homes in...

Why Do I Need a Realtor If MLS Does the Work?

So you're looking for a new home as a first-time buyer, downsizer, or up-sizer. You've considered new construction, active adult community living, country clubs with all the bells and whistles, and multi-acre ranches. Your real estate searches include multifamily, freestanding houses in open...

Want to Buy a New Home in 2025? A Step-by-Step Guide to Have You in Your New Home by Year’s End

Tired of throwing away your money on rent? Outgrown your current home? It is time to buy a new home. Before you say that you can’t afford it or you don’t have the time, take a minute to read this– a step-by-step plan...

Understanding Closing Costs: A Complete Breakdown for Buyers and Sellers

Whether buying or selling a home or simply refinancing your existing mortgage, it is critical to understand the closing costs of this often complicated transaction. Some closing costs can be negotiated between buyers and sellers. You can shop around for some services required...

Unlocking Supplemental Property Taxes in California for First-Time Buyers

Welcome to the nation’s most expensive market, where $800,000+ gets you the average. As of November 2024, Redfin reported the average median home price up 4% from $827,100 to $827,100.  Life’s most significant expense tends to be taxes. If you’re purchasing a home...

Adjustable-Rate Versus Fixed-Rate Mortgages: Risks and Rewards

In a high-rate mortgage environment like the one we’re currently experiencing, it can be very tempting to choose an adjustable-rate mortgage (ARM) loan instead of a fixed-rate mortgage loan. The hope is that you get a slightly lower rate for the short term,...

Is the Worst House in the Best Area Right for My Family?

"Look for the worst house in the best area!" Real estate economists scream it from their virtual "rooftops" at every opportunity, and realtors back them up, telling their homebuyers daily, "Location, location, location, that's all that counts!" Guaranteed, if you're searching for a...

What to Know Before Buying Your First Home in California

California Dreaming, are we? The challenge is real when faced with the obstacle of purchasing your first home in the nation’s most expensive housing market—a $ 829,700 sticker price on an average median home price in the Golden State. The coastal living of...

9 Reasons Why Irvine, CA, Is a Great Family-Friendly City to Raise a Family

Nestled in the heart of sunny Southern California, Irvine has earned a reputation as one of the best cities in the United States to raise a family. Not only has Irvine been my home for the better part of the last three decades,...

Top 11 Destinations Californians Are Moving to for a More Affordable Life

California has long been synonymous with dreams of opportunity, sunshine, and success. However, in recent years, an increasing number of Californians have decided to throw in the towel and leave the Golden State, opting to sell their high-value homes and move to more...

9 Ways to Pay Off Debt and Buy Your First Home

So, you want to buy your first home, however, you have some debt that feels like an immovable mountain standing between you and your dream. Whether it’s credit card balances, student loans, or car payments, that looming debt can make homeownership seem out...

Understanding Inflation: Its Impact on Everyday Life and the Housing Market

As we prepare to welcome 2025, the term "inflation" has become increasingly familiar, dominating headlines and conversations over the past several years. While many people understand inflation as rising prices, fewer grasp how deeply it can influence major aspects of life—particularly the housing...

Will Mortgage Rates Ever Drop to 3% Again?

It wasn’t so long ago that homebuyers could lock in jaw-droppingly low mortgage rates—some as low as 3%. For those lucky enough to secure such a deal, it felt like winning the housing lottery. These historically low rates made homeownership more accessible, slashing...

First Time Home Buyer

first time homebuyer

A First-Time Homebuyer’s Guide to Programs That Can Help You Get...

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Buying your first home is one of the most exciting milestones in life, but it can also feel overwhelming. With home prices on the...

What is the Difference Between a Buyer’s Market and a Seller’s...

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If you're thinking about buying or selling a home, you may have heard the terms "buyer's market" and "seller's market" thrown around. These phrases...

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