In this week’s 2-Minute Tuesday, we’re diving into a powerful tool that buyers often overlook—Seller Credits (aka seller concessions). If the upfront costs of buying a home have you stressing out, this might be the magic trick you’ve been looking for.

💬 I’ll break down:

What a seller credit actually is
How it works in a real-world example
What it can and can’t be used for
Why it’s a win-win for both buyers and sellers

Whether you’re buying your first home or just want to keep more cash in your pocket on closing day, this is one you don’t want to miss.

Timestamps:
0:00 – Nervous About Upfront Costs?
0:08 – What Is Seller Credit (aka Seller Concession)?
0:44 – Real-World Example: $10K Credit on $800K Home
1:34 – Common Uses: Repairs, Fees, and More
2:00 – Why Sellers Offer Credits (and Limits by Loan Type)
2:48 – Save More for Furniture, Paint & More
3:00 – How to Ask Questions

Let's chat: Alex Schult
CA DRE License #02236174
KW Spectrum Properties
Call or text me at 949-726-2601

Email: aschult@kw.com

✅ Like this video if you found it helpful
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💬 Questions about seller credits or buying a home? Drop them in the comments—I’ve got your back!

Liked this tip? Check out these other helpful home buying videos:

Can the Government Take Your Land After a Disaster?
https://www.youtube.com/watch?v=dZo1WzZI-gM

What is a Contingency in Real Estate? (And Why It Matters!)
https://www.youtube.com/watch?v=EOeL3oc7eLI

#SellerCredit #RealEstateTips #ClosingCost #FirstTimeHomeBuyer #HomeBuyingAdvice

DISCLAIMER: This video content is intended for informational, educational, and entertainment purposes only. Neither Living in California nor Alex Schult is a registered financial advisor, attorney, or tax professional. While we have taken reasonable steps to ensure the accuracy of the information presented in this video, we cannot guarantee that it is free from errors or omissions. Any reliance you place on the information provided is strictly at your own risk. Additionally, your use of the Living in California YouTube channel and any communication through this platform, including but not limited to YouTube comments, emails, or messages, does not establish a formal business relationship with Alex Schult or Living in California. For specific advice related to your real estate, financial, or legal needs, we recommend consulting with a licensed professional in the relevant field.

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